Personal Banking

FGN Bonds

Product Description Federal Government of Nigeria (FGN) Bonds are long term debt obligations of the Federal Government of Nigeria. They are administered by the Debt Management Office of Nigeria (DMO) and the Central Bank of Nigeria is the Registrar to the Bonds. In 2006, the DMO through the licensing of Primary Dealers Market Markers (PDMMs), …

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Treasury Bills

Product Description Nigerian Treasury Bills (NTB) are short-term government debt securities issued by the Central Bank of Nigeria (CBN) on behalf of the Federal Republic of Nigeria (FGN) to finance government expenditures. They are also primary market instruments for regulating money supply via Open Market Operations (OMO). They can be sourced via the Primary or …

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Fixed Deposit Account

Product Description This is a high interest yielding investment account that has a fixed amount over a tenor. Target Market Product Features Product Benefits Competitive interest rate Individual Joint Deposit Account Minor Accounts Clubs, Societies or Other Associations Corporate Account Partnership Account Clubs, Societies, Religious Organizations, NGOs: Trustee Account

Domiciliary Transfer

We provide remittance services to our domiciliary account holders by transferring foreign currencies from their domiciliary accounts to the beneficiary offshore. The following are the requirements: Unitybank Plc also receives domiciliary inflow on behalf of our customers into their domiciliary accounts. The following Unitybank Plc correspondent bank details must be quoted by the sender for …

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Western Union

Western union outbound transfer service allows you send money abroad to over 200 countries and territories of the world. It’s strictly person to person transfer (P2P). A reference number (MTCN) is generated and given to the sender which he or she communicates to the beneficiary in the pay-out country. Features Requirement for sending Money Abroad …

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Salary Backed Loans

As against Salary Advance which is relatively short term in nature (ranging from one week to three months), Salary-backed loans allow qualifying customers to borrow amounts that they will otherwise have to save for up to a maximum of two years. 

Salary Advance

A key thrust of our retail lending services is the provision of structured financial options to individuals with reliable and regular stream of cash inflows. Thus, individuals in salaried employment can access a variety of retail lending services that will allow them optimize their finances through bridging the occasional gap between financial obligations and the …

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Asset Acquisition finance

Unity Bank customers can rely on our retail lending platforms to finance the acquisition of personal and consumer assets ranging from personal electronics to automobiles. While this tailored primarily for salaried individuals, the Bank is also open to assessing acceptable situations for individuals who are not necessarily in regular paid employment

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